Investment strategies

ETF Portfolios

Selected following passive investing principles: minimal assets, low costs, accumulating funds.

Global Technology

Technology sector

5 Years

16.10%

10 Years

21.51%

20 Years

22.69%

30 Years

23.09%

XDWT

Focused on leading technology companies worldwide. High growth potential with higher volatility.

USA (S&P 500)

US market

5 Years

12.68%

10 Years

13.93%

20 Years

9.60%

30 Years

8.80%

SXR8

Tracks the S&P 500 index — 500 largest US companies. Solid exposure to the world's largest economy.

All World

Global diversification

5 Years

10.95%

10 Years

11.66%

20 Years

6.66%

30 Years

6.85%

IUSQ

Exposure to developed and emerging markets worldwide. Maximum geographic diversification in a single ETF.

80-20 Stocks–Bonds

Balanced growth

5 Years

10.51%

10 Years

10.87%

20 Years

8.09%

30 Years

7.58%

EUNLSYBJ

80% developed-market equities + 20% European bonds. Good balance between growth and stability.

60-40 Stocks–Bonds

Lower volatility

5 Years

9.26%

10 Years

9.41%

20 Years

7.35%

30 Years

6.87%

EUNLSYBJ

60% equities + 40% bonds. For investors who value stability and peace of mind over maximum returns.

Gold

Store of value

5 Years

24.97%

10 Years

15.09%

20 Years

12.47%

30 Years

9.54%

4GLD

Physical gold as a safe-haven asset. Proven hedge against inflation and economic uncertainty.

CAGR figures are approximate and based on historical data. Mixed portfolios use developed-market equities (EUNL) and European high-yield bonds (SYBJ).